It Starts with You.

Our process begins with getting to know you and your goals. Tell us where you want to go, and we'll work with you to develop a plan that suits your needs. And as your life changes, we'll adjust your plan so it better aligns with your new path. 

We believe a detailed planning process can be one of the most effective ways to create financial independence. An effective plan may not only provide financial independence throughout your life, it can reduce the damage disability, critical illness, or other sudden losses of income may have.

So what are the steps?

 

STEP 1: DISCOVERY Phase

This phase speaks directly to one of our five core values…relationship. Our goal is to build a lifelong relationship with you as your advisor and advocate. It is in this phase that we dig deep with questions about what makes you tick. In this phase, we:

Get to know YOU. We take the time to understand what’s truly important to you by asking key questions like:

  • What is your why?
  • What does success look like to you?
  • Who and what is important to you?
  • What is your agenda?

Practice the lost art of listening. We listen to find out where you’re at in life and what’s critical to you over the coming years. By understanding your goals, we can help you realize them.

STEP 2: BUILD IT Phase

Taking the information we learned in the discovery phase, we start to hone in on particular strategies, analyze the various tools we have access to, run different scenarios and stress tests related to your financial situation, and consider major life events and market factors – like inflation – that could affect the plan. Then we build a financial plan most suited to your individual circumstances and needs and present it to you. In this phase, we:

Don’t guess…we run the numbers. This is a Monte Carlo simulation - one of the tools we use at Fidelis is to stress-test your financial plan against thousands of different market scenarios, and we can see how different decisions impact your long-term success. We’re not just hoping your plan works - we’re modeling it.

Explain. We believe clarity builds confidence so we explain every idea and decision made when drafting the plan.

Provide context and perspective. In a world with so many competing agendas, we help you make informed choices.

STEP 3: TWEAK IT Phase

We know that the only constant in life is change, so making ongoing tweaks to your financial plan is a given. Every time a major life event takes place—a marriage, the birth of a child, or retirement—we can tweak it. If your cash flow needs change, we can tweak it. If your investment interests or tax scenarios change, we can tweak it. Because real life doesn’t follow a straight line, neither should your financial plan. This is the phase where we:

Work together with you. We regularly revisit your plan to make sure we’re on track and meeting your goals.

Are a steady resource. No matter what challenges or opportunities arise, we continue to build and maintain a foundation of trust, guidance, and care that lasts a lifetime.

 

Contact us today to see how a financially sound plan may bring you closer to your goals.